Free Credit Reports

One of the best ways to protect yourself against Identity theft is to check your credit reports. If you discover something suspicious like a credit card you don't have or purchase you didn't make, it could mean you're a victim of ID theft. You can obtain a free copy of your credit report from each of the three nationwide credit bureaus (Equifax, Experian and TransUnion) once a year. To get your free report, go to or call 1-877-322-8228. To better monitor your credit year-round, you can ask for a free report from a different bureau every four months.